By B. Nicoletti
Monetary associations needs to develop into extra leading edge within the behavior in their company. Cloud computing is helping to accomplish numerous pursuits: leading edge companies, re-engineered approaches, enterprise agility and cost optimization. study, consultancy perform and case experiences during this publication examine the possibilities and dangers with seller relationships.
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Additional resources for Cloud Computing in Financial Services
The client can access the applications whenever they wish via a network (possibly the Internet) and pay-per-use. This is the origin and widespread use of the logic of cloud computing. It is a new model of distribution and utilization of ICT resources. It is an alternative solution to the problems of flexibility and complexity, and it attains interesting objectives in terms of the four Es: effectiveness, efficiency, economics, and the respect of compliance (ethics). The key technological enablers for cloud computing are: M M M Virtualization technologies, which phase out the one-to-one relationship between applications and hardware; Increase in Internet connection speed, which enables large amounts of content to be accessible and retrievable from remote locations at low cost; and Grid computing, which enables large numbers of computing devices to work together.
Differentiation based on the scale of the portfolio of services offered – that is the number and range of services made available to customers across all channels – is based on the assumption that it is possible to achieve economies in the distribution system by moving customers onto lower-cost channels. In abstract terms, this path seems fine. The catch is that in the medium term it is easily attainable by all competitors. Differentiation based on the quality of service results from the fact that the offer available online is easily comparable.
5 Conclusions Customer proximity has become one of the major aspects in the new strategies of the financial institutions, and ICT can help with this to a marked degree. The following chapters will examine a certain, very powerful, technology that can support this transformation not only from a technical point of view but even more so from a business point of view: it is known as cloud computing. 1 Introduction This chapter defines the concept and scope of cloud computing. It starts with a discussion on the origins of the model as well as the main evolutionary elements supporting its launch, such as virtualization and the spread of the Internet.